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    XWFin · live for Indian SMBs and freelancers

    AI for tax,
    in five minutes.

    Built for Indian freelancers, small businesses, and chartered accountants. Snap a bill and log the expense. AI does the categorisation, the GST math, and the filing prep. You spend five minutes on the return, not an evening. We are opening it up to founding users now.

    XWFin — the app interface

    What you stop doing on Monday morning.

    XWFin handles the work that buries you so you can run the business you actually started. These are tasks the system takes off your week — described as designed behaviour, not customer claims.

    • 01

      Typing each vendor bill into the books.

    • 02

      Calculating GST input and output by hand before filing.

    • 03

      Chasing late-paying clients with copy-pasted reminders.

    • 04

      Building GSTR-1 and GSTR-3B from scratch every month.

    • 05

      Emailing a fresh spreadsheet to your CA every quarter.

    • 06

      Wondering whether you have crossed the GST registration threshold.

    What it does.

    Every feature that ships in XWFin today. Branded as yours, run by us.

    Send GST invoices in 30s

    Pre-filled customer data, auto GST lookup, e-invoice IRN where required.

    Snap a bill, log an expense

    Photograph the receipt. AI reads it. Expense booked, GST input claimed, no typing.

    File GSTR-1 & 3B

    Returns generated automatically from your transactions. Edit, review, file.

    TDS handled

    Quarterly TDS returns prepared. Form 16A draft ready. No CA chase.

    Never chase a payment

    Auto-reminders to customers. Late-fee logic. Aging report on the dashboard.

    Real-time numbers

    Revenue, expenses, GST liability, profit — visible at all times. No quarter-end surprises.

    CA collaboration

    Invite your accountant. They get read-only or write access. No more spreadsheet email chains.

    Bank-grade security

    AES-256 encryption. Data hosted in India. Aligned with DPDPA and Indian taxation laws.

    How AI shows up.

    Not bolted-on chatbots. Real automation that does the boring work for you.

    Receipt + bill OCR

    Photograph or forward a bill. The AI extracts vendor, GSTIN, amount, GST rate, and category. Expense saved in seconds.

    Auto-categorization

    Every bank transaction, invoice, and bill gets categorized. The AI learns your business and gets sharper as you use it.

    Anomaly flags before filing

    Before you hit "file GSTR-1," the AI flags duplicate invoices, missing HSN codes, mismatched GSTINs, and other common rejection causes.

    CA digest

    A weekly summary in plain English: revenue trend, expense outliers, tax due, things to ask the founder. Your CA reads three lines instead of three statements.

    How it works.

    Three steps. We do the technical work. You add your brand.

    STEP 01

    Connect in 2 minutes

    Link your bank, your email, and your existing client list. We pull the rest.

    STEP 02

    AI tracks

    Receipts, invoices, bank transactions, and bills are categorized automatically. GST input/output mapped. Anomalies flagged.

    STEP 03

    You file

    GSTR-1, GSTR-3B, and TDS returns prepared, ready to file. One review. One click.

    Who it is for.

    XWFin is built for the specific people who run real businesses.

    Freelancers
    Consultants
    Indian small businesses
    Chartered accountants
    Indian D2C brands
    Coaching institutes
    Service exporters
    GST-registered shops

    Frequently asked.

    The questions partners and operators ask before adopting XWFin.

    A finished product. You sign up, connect your bank and email, and start invoicing. No configuration consultant needed. We are opening it up to founding users now — write to us and we will get you set up.
    XWFin · ready when you are

    Add your brand. Ship in two weeks.

    We will demo XWFin live on a 30-minute call. We will mock your brand into the real app while we talk.